Home › Second Chance Housing › Memphis, TN
Serving Memphis, TN & Surrounding Areas

Second Chance Apartments in Memphis, TN

Bad credit, prior evictions, bankruptcy, or repos — we get you approved for quality apartments anywhere in the Memphis, TN metro area. Our corporate lease program bypasses standard tenant screening entirely.

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How It Works in Memphis, TN

We Apply on Your Behalf — You Move In

With a metro population of over 633,000, Memphis, TN is one of the most competitive rental markets in the country. That means landlords can be selective — and people with challenging rental histories often get turned away before a conversation even begins.

Luxe Corporate Living changes that entirely. We apply for your lease under our corporate account, which carries over 10 years of established business credit and verified landlord relationships. The property evaluates our corporate profile — not your personal credit score or rental history. You are placed on the lease as the official occupant for a 12-month term.

We serve clients across the entire Memphis, TN metro area including Midtown, East Memphis, Cordova, Germantown, Bartlett, and Collierville — and virtually any major apartment community that offers a corporate leasing option.

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Bad or no credit acceptedAny credit score — your personal score is not the deciding factor.
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Prior evictions consideredOne or multiple evictions on your record — our corporate application bypasses standard screening.
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Bankruptcy OKChapter 7 or Chapter 13 — we work with your current income stability, not your financial past.
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Repos & charge-offs acceptedVehicle or property repossessions and collections on your report do not disqualify you.
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No US credit historyNew to the country or recently relocated? We welcome clients with no established US credit.
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You choose the communityPick virtually any apartment community in Memphis — we handle the corporate application.

Ready to Find Your Apartment in Memphis?

Tell us the community you have in mind and we will handle everything else. Most clients are placed within 2–3 weeks. Guaranteed approvals on all network properties.

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Common Questions

Second Chance Housing in Memphis

Can I get an apartment in Memphis with bad credit?
Yes. Luxe Corporate Living applies under our corporate account so your personal credit score is not the deciding factor. We have placed clients with scores below 500 into quality communities across Memphis, TN.
Can I rent in Memphis after an eviction?
Yes. Prior evictions — even recent ones — do not automatically disqualify you from our program. Our corporate lease application bypasses the standard tenant screening process that flags eviction history.
What does it cost?
There is a $99 application fee due at submission, a $400 admin fee due upon property selection, and a service fee equal to one month's rent due at lease execution. All fees are non-refundable. There are no hidden monthly charges.
How long does placement in Memphis take?
Most clients are placed within 2–3 weeks of submitting their application and completing the process. Expedited slots are available for clients who need to move faster.
Do you cover all neighborhoods in Memphis?
Yes. We work across the entire Memphis, TN metro area including Midtown, East Memphis, Cordova, Germantown, Bartlett, and Collierville. If the community you have in mind accepts corporate leases, we can apply on your behalf.